Accounts

Open accounts for your customers

Enable your customers—consumers or businesses—to store and move funds within your product with embedded accounts.

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Flexible embedded accounts

Build and scale financial experiences on a reliable account foundation.

Seamless money movement

Make it easy for customers to fund their accounts and move money. Support ACH transfers, direct deposits, and external account linking with simple integration.

Ledger built for speed & scale

Process transactions reliably with our fast, automated reconciliation system. Our ledger handles high volumes with minimal latency, built on proven double-entry accounting principles. Track balances and view transaction histories in real-time.

Automated statement delivery

Provide branded statements to your customers automatically at the end of each period. Meet regulatory and compliance standards while giving users clear visibility into their finances.

Foundation for your financial stack

Build more on top of accounts: connect to our money movement capabilities, identity verification, fraud protection, and card issuing to create complete financial products.

How it works

Step-by-step guide

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